{"id":5540,"date":"2026-08-31T12:00:00","date_gmt":"2026-08-31T17:00:00","guid":{"rendered":"https:\/\/startupjunkie.org\/?p=5540"},"modified":"2026-10-22T13:33:25","modified_gmt":"2026-10-22T18:33:25","slug":"fuel-podcast-5-cutting-health-care-costs-for-self-funded-employers-with-kirat-kharode-of-healco","status":"publish","type":"post","link":"https:\/\/startupjunkie.org\/ko\/fuel-podcast-5-cutting-health-care-costs-for-self-funded-employers-with-kirat-kharode-of-healco\/","title":{"rendered":"HealCo\uc758 Kirat Kharode\uc640 \ud568\uaed8 \uc790\uac00 \ubd80\ub2f4 \uc758\ub8cc \ubcf4\ud5d8\uc744 \uc6b4\uc601\ud558\ub294 \uace0\uc6a9\uc8fc\uc758 \uc758\ub8cc\ube44 \uc808\uac10 \ubc29\uc548\uc744 \uc54c\uc544\ubcf4\uc138\uc694."},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"\uc720\ud29c\ube0c \ube44\ub514\uc624 \ud50c\ub808\uc774\uc5b4\" src=\"https:\/\/www.youtube.com\/embed\/rzNheJAG548\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><br \/>\n<iframe loading=\"lazy\" src=\"https:\/\/share.transistor.fm\/e\/cd8ccda0\" width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless=\"\"><\/iframe><\/p>\n<h3><strong>\uc694\uc57d<\/strong><\/h3>\n<p>\uc9c0\ub09c 10\ub144\uac04 \uace0\uc6a9\uc8fc \ubd80\ub2f4 \uc758\ub8cc\ube44\ub294 70\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec(TP3T) \uc99d\uac00\ud55c \ubc18\uba74 \uc784\uae08\uc740 3\uc5b5 1\ucc9c\ub9cc \ub2ec\ub7ec(TP3T)\ub9cc \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4. HealCo\uc758 CEO \uacb8 \ucc3d\ub9bd\uc790\uc778 \ud0a4\ub78f \uce74\ub85c\ub4dc(Kirat Kharode)\ub294 \uc2a4\ud0c0\ud2b8\uc5c5 \uc815\ud0a4\uc2a4 \ud31f\uce90\uc2a4\ud2b8\uc758 Fuel Accelerator \ud5ec\uc2a4\ucf00\uc5b4 \uae30\uc220 \uc2dc\ub9ac\uc988\uc5d0 \ucd9c\uc5f0\ud558\uc5ec, \uc790\uccb4 \uc790\uae08\uc73c\ub85c \uc6b4\uc601\ub418\ub294 \uace0\uc6a9\uc8fc \uc758\ub8cc\ubcf4\ud5d8\uc774 \uc9c0\uc18d \ubd88\uac00\ub2a5\ud574\uc9c0\ub294 \uc774\uc720\uc640 HealCo\uc758 \uac70\ubc84\ub10c\uc2a4 \uccb4\uacc4\uac00 \ube44\uc6a9 \uae09\uc99d \uc804\uc5d0 \uc9c1\uc6d0\ub4e4\uc774 \uc800\ub834\ud558\uba74\uc11c\ub3c4 \uc9c8 \ub192\uc740 \uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \ubc29\ubc95\uc744 \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uc774\ubc88 \uc5d0\ud53c\uc18c\ub4dc\uc5d0\uc11c\ub294:<\/strong><\/p>\n<ul>\n<li>\uc65c \uc790\uac00 \ubd80\ub2f4\ud615 \uac74\uac15 \ubcf4\ud5d8 \ud50c\ub79c\uc774 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ub354 \uba74\ubc00\ud55c \uc870\uc0ac\ub97c \ubc1b\uace0 \uc788\ub294\uac00?<\/li>\n<li>\uc9c4\ub8cc \uc9c4\uc785 \ubd80\uc704 \ubb38\uc81c\ub85c \uc778\ud574 \uc804\ubb38 \uc9c4\ub8cc \ube44\uc6a9\uc774 \uc0c1\uc2b9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>HealCo\uc758 \uac70\ubc84\ub10c\uc2a4 \ubc0f \ub77c\uc6b0\ud305 \ubaa8\ub378 \uc791\ub3d9 \ubc29\uc2dd<\/li>\n<li>\uace0\uc6a9\uc8fc\ub97c \uc704\ud55c \uc2e4\uc9c8\uc801\uc778 \ube44\uc6a9 \uc808\uac10 \uc9c4\ub2e8\uc774\ub780 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/li>\n<li>\uc65c \uc544\uce78\uc18c \ubd81\uc11c\ubd80\ub294 \uc774\ub7ec\ud55c \uc720\ud615\uc758 \uc778\ud504\ub77c \uad6c\ucd95\uc5d0 \uc801\ud569\ud55c \uacf3\uc77c\uae4c\uc694?<\/li>\n<\/ul>\n<p>\uc774\ubc88 \uc5d0\ud53c\uc18c\ub4dc\ub294 \uc800\ud76c Fuel Accelerator \uc2dc\ub9ac\uc988\uc758 \uc77c\ubd80\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>\u23f1\ufe0f \ubaa9\ucc28:<\/strong>\u00a0<\/p>\n<p>00:18 \u2013 \ud658\uc601\ud569\ub2c8\ub2e4 &amp; Fuel Accelerator \ud5ec\uc2a4\ucf00\uc5b4 \uae30\uc220 \ucf54\ud638\ud2b8<br \/>00:42 \u2013 HealCo\uc758 CEO\uc774\uc790 \ucc3d\ub9bd\uc790\uc778 Kirat Kharode\ub97c \ub9cc\ub098\ubcf4\uc138\uc694<br \/>01:00 \u2013 \ubcd1\uc6d0 \ucd5c\uace0 \uacbd\uc601\uc9c4\uc5d0\uc11c\uc758 20\ub144 \uacbd\ub825\u00a0<br \/>01:26 \u2013 \uc790\uac00 \ubd80\ub2f4 \uac74\uac15 \ubcf4\ud5d8 \ud50c\ub79c\uc758 \ud604\ud669\u00a0<br \/>02:07 \u2013 \ube44\uc6a9\uc774 \uc784\uae08 \uc0c1\uc2b9\ub960\uc744 \uc55e\uc9c0\ub974\ub294 \uc774\uc720\u00a0<br \/>03:06 \u2013 \uc9c4\uc785 \uc9c0\uc810: \uc758\ub8cc\ube44\uc6a9\uc774 \uc2e4\uc81c\ub85c \uc2dc\uc791\ub418\ub294 \uacf3\u00a0<br \/>04:02 \u2013 \uc804\ubb38 \uc9c4\ub8cc\uc640 $15K\uc640 $50K \ube44\uc6a9 \ucc28\uc774\u00a0<br \/>05:33 \u2013 HealCo\uc758 \ud0c4\uc0dd \ubc30\uacbd \ubc0f \uac80\uc99d \uc5f0\uad6c\uc18c\u00a0<br \/>06:36 \u2013 \uac70\ubc84\ub10c\uc2a4 \uacc4\uce35 \uad6c\ucd95 \ubc0f \uc9c1\uc6d0 \ud61c\ud0dd\u00a0<br \/>09:06 \u2013 \ud6c4\uc6d0: RISE Arkansas\u00a0<br \/>09:33 \u2013 \ubaa8\ub378 \uac80\uc99d \ubc0f \uc790\ube44 \ubd80\ub2f4 \uc758\ub8cc \uc11c\ube44\uc2a4\uc758 \ubbf8\ub798 \ubc29\ud5a5\u00a0<br \/>11:48 \u2013 HealCo\uc758 5\uac1c\ub144 \ube44\uc804, \uc0ac\ub840 \uc5f0\uad6c \ubc0f \ube0c\ub85c\ucee4 \uc218\uc694\u00a0<br \/>15:49 \u2013 \uc544\uce78\uc18c \ubd81\uc11c\ubd80 \uc9c0\uc5ed\uc774 \uc88b\uc740 \uc774\uc720\uc640 CFO\ub97c \uc704\ud55c \uc870\uc5b8\u00a0<br \/>18:50 \u2013 \ud0a4\ub77c\ud2b8\uc640 \uc18c\ud1b5\ud558\uae30 + \uc5d0\ud53c\uc18c\ub4dc \ub9c8\ubb34\ub9ac<\/p>\n<p>\u2014<\/p>\n<p>\ud0a4\ub78f &amp; \ud790\ucf54\uc640 \uc5f0\uacb0\ud558\uc138\uc694<\/p>\n<p>\ud83d\udd17<a href=\"https:\/\/www.healco.us\/\">https:\/\/www.healco.us\/<\/a><\/p>\n<p>\ud83d\udd17<a href=\"https:\/\/www.linkedin.com\/in\/kirat-kharode\/\">https:\/\/www.linkedin.com\/in\/kirat-kharode\/<\/a><\/p>\n<p>\u2014<\/p>\n<p>\ud83c\udfa7 YouTube, Spotify, Apple Podcasts\uc5d0\uc11c Startup Junkies \ud31f\uce90\uc2a4\ud2b8\ub97c \uad6c\ub3c5\ud558\uc138\uc694. \ud83d\udc4d \uc774 \uc5d0\ud53c\uc18c\ub4dc\uac00 \ub9c8\uc74c\uc5d0 \ub4dc\uc168\ub2e4\uba74 \uc88b\uc544\uc694, \uad6c\ub3c5, \uadf8\ub9ac\uace0 \uce5c\uad6c\uc640 \uacf5\uc720\ud574\uc8fc\uc138\uc694.<\/p>\n<p>Startup Junkies \ud31f\uce90\uc2a4\ud2b8\ub294 \uc544\uce78\uc18c\uc758 \uae30\uc220 \ubc0f \uae30\uc220 \uae30\ubc18 \uc2a4\ud0c0\ud2b8\uc5c5\uc758 \uc131\uc7a5\uc744 \ubb34\ub8cc \ucf54\uce6d, \uc790\uae08 \uc870\ub2ec \uc548\ub0b4 \ubc0f \uc804\ubb38\uac00 \ub124\ud2b8\uc6cc\ud06c \uc81c\uacf5\uc744 \ud1b5\ud574 \uc9c0\uc6d0\ud558\ub294 RISE\uc758 \ud6c4\uc6d0\uc73c\ub85c \uc81c\uc791\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 RiseArkansas.org\uc5d0\uc11c \ud655\uc778\ud558\uc138\uc694.<\/p>\n<p>\ud83c\udfa7 Startup Junkies \ud31f\uce90\uc2a4\ud2b8\ub97c \ud314\ub85c\uc6b0\ud558\uc138\uc694 <a href=\"https:\/\/www.youtube.com\/playlist?list=PLDJDYh7-pd3x4ha7THQ6Y0bRu1P0RsDLj\">\uc720\ud29c\ube0c<\/a>, <a href=\"https:\/\/open.spotify.com\/show\/5DvdrBGZkf26aFNenMmayC\">\uc2a4\ud3ec\ud2f0\ud30c\uc774<\/a>, \uadf8\ub9ac\uace0 <a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/the-startup-junkies-podcast\/id1014096501\">\uc560\ud50c \ud31f\uce90\uc2a4\ud2b8<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Employer health care costs have risen 70% over the last decade while wages have grown just 30%. Kirat Kharode, CEO and Founder of HealCo, joins the Startup Junkies Podcast&#8217;s Fuel Accelerator health tech series to break down why self-funded employer health plans are becoming unsustainable, and how HealCo&#8217;s governance\u2026<\/p>","protected":false},"author":3,"featured_media":5999,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_meta_description":"Employer health care costs have risen 70% over the last decade while wages have grown just 30%. Kirat Kharode, CEO and Founder of HealCo, joins the\u2026","_sj_pod_series":"fuel","footnotes":""},"categories":[16],"tags":[],"class_list":["post-5540","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podcast"],"_links":{"self":[{"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/posts\/5540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/comments?post=5540"}],"version-history":[{"count":3,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/posts\/5540\/revisions"}],"predecessor-version":[{"id":6074,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/posts\/5540\/revisions\/6074"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/media\/5999"}],"wp:attachment":[{"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/media?parent=5540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/categories?post=5540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/tags?post=5540"}],"curies":[{"name":"\uc6cc\ub4dc\ud504\ub808\uc2a4","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}