{"id":117,"date":"2020-09-10T14:26:13","date_gmt":"2020-09-10T19:26:13","guid":{"rendered":"https:\/\/tidy-millennium.flywheelsites.com\/finance-terms\/"},"modified":"2026-03-02T10:23:50","modified_gmt":"2026-03-02T15:23:50","slug":"finance-terms","status":"publish","type":"post","link":"https:\/\/startupjunkie.org\/ko\/finance-terms\/","title":{"rendered":"\uc911\uc18c\uae30\uc5c5\uc744 \uc704\ud55c \uc911\uc694\ud55c \uae08\uc735 \uc870\uac74"},"content":{"rendered":"<div class=\"sqs-html-content\">\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc911\uc18c\uae30\uc5c5 \uae08\uc735\uc740 \uc774\uc804\uacfc\ub294 \ub9e4\uc6b0 \ub2e4\ub978 \uc0c8\ub85c\uc6b4 \uc5b8\uc5b4\ub85c \uc81c\uacf5\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.businessinsider.com\/glossary-50-personal-finance-terms-you-should-know\"><span style=\"text-decoration:underline\">\uac1c\uc778 \uae08\uc735 \uc6a9\uc5b4<\/span><\/a>. \uc774\ub7ec\ud55c \uc6a9\uc5b4 \uc911 \uc77c\ubd80\ub294 \uc774\uc804\ub420 \uc218 \uc788\uc9c0\ub9cc, \uc774\uc804\ub418\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \ube44\uc988\ub2c8\uc2a4 \uae08\uc735\uacfc \uad00\ub828\ud558\uc5ec \uc57d\uac04\uc758 \ucc28\uc774\uac00 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc744 \uc704\ud574 \uc7ac\uc815\uc801 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub824\uba74 \uc5b8\uc5b4\ub97c \uc54c\uc544\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc74c \uae08\uc735 \uc6a9\uc5b4\ub97c \uc0ac\uc6a9\ud558\uba74 \uae30\ubcf8 \uc0ac\ud56d\uc744 \uc54c\uace0 \uc0ac\uc5c5\uc744 \uc704\ud574 \ub354 \ub098\uc740 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 style=\"white-space:pre-wrap;\"><strong>\uae30\uac04\ub300\ucd9c<\/strong><\/h2>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc774 \uc720\ud615\uc758 \ub300\ucd9c\uc744 \ud1b5\ud574 \ub300\ucd9c \uae30\uad00\uc740 \ub300\ucd9c\uc778\uc5d0\uac8c \uc77c\uc2dc\uae08\uc744 \uc81c\uacf5\ud558\uace0 \ud569\uc758\ub41c \uae30\uac04 \ub3d9\uc548 \ubd84\ud560\ub85c \uc0c1\ud658\ud574\uc57c \ud569\ub2c8\ub2e4. \ub300\ucd9c\uc744 \uc704\ud55c \uac00\uc7a5 \uac04\ub2e8\ud55c \uc635\uc158 \uc911 \ud558\ub098\uc774\uba70 \ub2e4\uc591\ud55c \uc6a9\ub3c4\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4 \uc18c\uc720\uc790\ub77c\uba74 \ub2e4\uc74c\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. <a href=\"https:\/\/www.fundingcircle.com\/us\/sba-7a-loans\/\"><span style=\"text-decoration:underline\">SBA 7(a) \ub300\ucd9c<\/span><\/a> \ub300\ucd9c\uc744 \ucc3e\uace0 \uc788\ub2e4\uba74<\/p>\n<h2 style=\"white-space:pre-wrap;\"><strong>\uc2e0\uc6a9 \ud55c\ub3c4<\/strong><\/h2>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc2e0\uc6a9 \ud55c\ub3c4\ub294 \uc791\uc5c5 \uc790\ubcf8\uc744 \uc778\ucd9c\ud558\ub294 \ub370 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc0ac\uc804 \uc124\uc815\ub41c \ucc28\uc785 \ud55c\ub3c4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc0ac\uc5c5\uccb4\ub294 \uc5b8\uc81c\ub4e0\uc9c0 \ud55c\ub3c4\uae4c\uc9c0 \ucc28\uc785\ud560 \uc218 \uc788\uc73c\uba70 \uc778\ucd9c\ud55c \uae08\uc561\uc5d0 \ub300\ud55c \uc774\uc790\ub9cc \uc9c0\ubd88\ud558\uba74 \ub429\ub2c8\ub2e4. \uc774\ub294 \uc77c\uc885\uc758 \ud68c\uc804 \uc2e0\uc6a9\uc774\ubbc0\ub85c \uc0ac\uc5c5\uccb4\ub294 \ud544\uc694\uc5d0 \ub530\ub77c \ucc28\uc785\ud558\uace0 \uc0c1\ud658\ud558\ub294 \uc8fc\uae30\ub85c \uc791\uc5c5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 style=\"white-space:pre-wrap;\"><strong>\uc5f0\uc774\uc728(APR)<\/strong><\/h2>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc774\ub294 \uc5f0\uac04 \ub300\ucd9c\uc758 \uc2e4\uc81c \ube44\uc6a9\uc744 \ub098\ud0c0\ub0b4\ub294 \uc218\uce58\uc785\ub2c8\ub2e4. \ub300\ucd9c \uae30\uad00\uc774 \ubd80\uacfc\ud558\ub294 \uc774\uc790\uc728\ub9cc \ubcf4\ub294 \ub300\uc2e0, APR\uc740 \ub300\ucd9c\uacfc \ud568\uaed8 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc218\uc218\ub8cc\ub098 \ucd94\uac00 \ube44\uc6a9\uc744 \uace0\ub824\ud569\ub2c8\ub2e4.<\/p>\n<h2 style=\"white-space:pre-wrap;\"><strong>\uae30\ubcf8 \uae08\ub9ac<\/strong><\/h2>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uae30\uc900\uae08\ub9ac\ub294 \uc740\ud589\uc774 \uc81c\uacf5\ud558\ub294 \ub2e4\uc591\ud55c \ub300\ucd9c \uc0c1\ud488\uc5d0 \ub300\ud55c \uc774\uc790\uc728\uc744 \uacb0\uc815\ud558\ub294 \ub370 \uc0ac\uc6a9\ud558\ub294 \ubca4\uce58\ub9c8\ud06c\uc785\ub2c8\ub2e4. \uae30\uc900\uae08\ub9ac\ub294 \ub2e4\uc74c\uc744 \uae30\ubc18\uc73c\ub85c \ud569\ub2c8\ub2e4. <a href=\"https:\/\/www.thebalance.com\/fed-funds-rate-definition-impact-and-how-it-works-3306122\"><span style=\"text-decoration:underline\">\uc5f0\ubc29 \uae30\uae08 \uae08\ub9ac<\/span><\/a>\uc774\ub294 \uc740\ud589\uacfc \uae30\ud0c0 \uae08\uc735 \uae30\uad00\uc774 \ud558\ub8fb\ubc24 \ub300\ucd9c\uc5d0 \ub300\ud574 \uc11c\ub85c\uc5d0\uac8c \ubd80\uacfc\ud558\ub294 \uae08\ub9ac\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n<h2 style=\"white-space:pre-wrap;\"><strong>\ubc29\uacc4\uce5c&nbsp;<\/strong><\/h2>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc774\uac83\uc740 \ub300\ucd9c\uc778\uc774 \ub300\ucd9c\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \ub300\ucd9c\uc778\uc5d0\uac8c \uc57d\uc18d\ud558\ub294 \uac00\uce58 \uc788\ub294 \uac83\uc785\ub2c8\ub2e4. \ub300\ucd9c\uc778\uc774 \ub300\ucd9c\uae08\uc744 \uac1a\uc9c0 \ubabb\ud558\uba74 \ub300\ucd9c\uc778\uc740 \ub2f4\ubcf4\ub97c \uc555\ub958\ud558\uc5ec \uc190\uc2e4\uc744 \ud68c\ubcf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 style=\"white-space:pre-wrap;\"><strong>\uc7ac\uc735\uc790&nbsp;<\/strong><\/h2>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc7ac\uc735\uc790\ub294 \uc624\ub798\ub41c \ubd80\ucc44\ub97c \uc0c8\ub85c\uc6b4 \ubd80\ucc44\ub85c \uac1a\ub294 \uad00\ud589\uc785\ub2c8\ub2e4. \ucc28\uc6a9\uc778\uc740 \ub354 \ub098\uc740 \uc774\uc790\uc728\uc744 \uc5bb\uace0 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ub3c8\uc744 \uc808\uc57d\ud558\uae30 \uc704\ud574 \uc774\ub97c \uc218\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ucc28\uc6a9\uc778\uc774 7% APR\uc758 \uae30\uc874 \ub300\ucd9c\uc744 \uac00\uc9c0\uace0 \uc788\ub294 \uacbd\uc6b0, 4% APR\uc758 \uc0c8\ub85c\uc6b4 \ub300\ucd9c\ub85c \ub300\uccb4\ud560 \uc218 \uc788\ub2e4\uba74 \uc720\ub9ac\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<h2 style=\"white-space:pre-wrap;\"><strong>\uc790\ubcf8\uae08 \uc870\ub2ec&nbsp;<\/strong><\/h2>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc790\ubcf8\uae08 \uc870\ub2ec\uc740 \uc8fc\uc2dd\uc744 \ub9e4\uac01\ud558\uc5ec \uc790\ubcf8\uae08\uc744 \uc870\ub2ec\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. <a href=\"https:\/\/www.investopedia.com\/terms\/s\/shares.asp\"><span style=\"text-decoration:underline\">\uc8fc\uc2dd<\/span><\/a> \ud68c\uc0ac\uc758. \uc774\ub97c \ud1b5\ud574 \uae30\uc5c5\uc740 \ubd80\ucc44\ub97c \uc9c0\uc9c0 \uc54a\uace0\ub3c4 \uc790\ubcf8\uc744 \uc870\ub2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud68c\uc0ac\uc758 \uc77c\ubd80 \uc18c\uc720\uad8c\uc744 \ud76c\uc0dd\ud574\uc57c \ud569\ub2c8\ub2e4. \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\ub824\uba74 Startup Junkie\uc758 \ucd08\uae30 \ud22c\uc790\uc5d0 \ub300\ud55c \uc774 \ud29c\ud1a0\ub9ac\uc5bc\uc744 \uc0b4\ud3b4\ubcf4\uc138\uc694. <a href=\"https:\/\/www.youtube.com\/watch?v=9TqHxOmY7Uw&amp;t=19s\"><span style=\"text-decoration:underline\">https:\/\/www.youtube.com\/watch?v=9TqHxOmY7Uw&amp;t=19s<\/span><\/a><\/p>\n<h2 style=\"white-space:pre-wrap;\"><strong>\ub9cc\uae30\uc77c<\/strong><\/h2>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc774\ub294 \ub300\ucd9c\uc5d0 \ub300\ud55c \uc6d0\uae08\uacfc \uc774\uc790\uac00 \uc9c0\ubd88\ub418\uc5b4\uc57c \ud558\ub294 \ub0a0\uc9dc\uc785\ub2c8\ub2e4. \uc774\ub294 \ubaa8\uae30\uc9c0, \uc2e0\uc6a9 \ud55c\ub3c4 \ubc0f \uc870\uc815 \uac00\ub2a5 \uae08\ub9ac \ub300\ucd9c\uc758 \uc77c\ubc18\uc801\uc778 \ud2b9\uc9d5\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc2e0\uc6a9 \ud55c\ub3c4\uac00 \uc788\ub294 \uacbd\uc6b0 \uc77c\uc815 \uae30\uac04 \ub3d9\uc548\ub9cc \uc774\uc790\ub9cc \uc9c0\ubd88\ud558\uba74 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub9cc\uae30\uc77c\uc774 \ub418\uba74 \ubbf8\uc9c0\uae09 \uc774\uc790\uc640 \uc6d0\uae08\uc744 \uc0c1\ud658\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2 style=\"white-space:pre-wrap;\"><strong>\ubc1c\uc0dd \uc218\uc218\ub8cc<\/strong><\/h2>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc774\ub294 \ub300\ucd9c\uc5d0 \ub300\ud574 \ubd80\uacfc\ub418\ub294 \uc120\ubd88 \uc218\uc218\ub8cc\uc5d0 \ub300\ud55c \uc6a9\uc5b4\uc785\ub2c8\ub2e4. \uc774\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub300\ucd9c\uc744 \ubc1c\ud589\ud558\ub294 \ub370 \ub530\ub974\ub294 \ucc98\ub9ac \ubc0f \uad00\ub9ac \ube44\uc6a9\uc744 \ucda9\ub2f9\ud558\uae30 \uc704\ud55c \uac83\uc774\uba70, \uc774 \ube44\uc6a9\uc740 \uc885\uc885 \ub300\ucd9c \uc218\uc775\uae08\uc5d0\uc11c \uacf5\uc81c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n<h2 style=\"white-space:pre-wrap;\"><strong>\ud604\uae08 \ud750\ub984<\/strong><\/h2>\n<p class=\"\" style=\"white-space:pre-wrap;\">\uc774\ub294 \uc0ac\uc5c5\uccb4\uc5d0\uc11c \ub4e4\uc5b4\uc624\uace0 \ub098\uac00\ub294 \ucd1d \uae08\uc561\uc744 \ub098\ud0c0\ub0c5\ub2c8\ub2e4. \ub300\ucd9c \uae30\uad00\uc740 \ub300\ucd9c\uc744 \uc2b9\uc778\ud558\uae30 \uc804\uc5d0 \uae0d\uc815\uc801\uc778 \ud604\uae08 \ud750\ub984\uc744 \ubcf4\uace0 \uc2f6\uc5b4\ud560 \uac83\uc785\ub2c8\ub2e4. \uc0ac\uc5c5\uccb4\uc5d0\uc11c \ubd80\uc815\uc801\uc778 \ud604\uae08 \ud750\ub984\uc774 \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uac70\ub098 \uc218\uc775\uc744 \ub298\ub9b4 \ubc29\ubc95\uc744 \ucc3e\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p class=\"\" data-rte-preserve-empty=\"true\" style=\"white-space:pre-wrap;\">\n<\/div>","protected":false},"excerpt":{"rendered":"<p class=\"\">\uc911\uc18c\uae30\uc5c5 \uae08\uc735\uc740 \uc774\uc804\uacfc\ub294 \ub9e4\uc6b0 \ub2e4\ub978 \uc0c8\ub85c\uc6b4 \uc5b8\uc5b4\ub85c \uc81c\uacf5\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.businessinsider.com\/glossary-50-personal-finance-terms-you-should-know\"><span style=\"text-decoration:underline\">\uac1c\uc778 \uae08\uc735 \uc6a9\uc5b4<\/span><\/a>. \uc774\ub7ec\ud55c \uc6a9\uc5b4 \uc911 \uc77c\ubd80\ub294 \uc774\uc804\ub420 \uc218 \uc788\uc9c0\ub9cc, \uc774\uc804\ub418\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \ube44\uc988\ub2c8\uc2a4 \uae08\uc735\uacfc \uad00\ub828\ud558\uc5ec \uc57d\uac04\uc758 \ucc28\uc774\uac00 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"\">\uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc744 \uc704\ud574 \uc7ac\uc815\uc801 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub824\uba74 \uc5b8\uc5b4\ub97c \uc54c\uc544\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc74c \uae08\uc735 \uc6a9\uc5b4\ub97c \uc0ac\uc6a9\ud558\uba74 \uae30\ubcf8 \uc0ac\ud56d\uc744 \uc54c\uace0 \uc0ac\uc5c5\uc744 \uc704\ud574 \ub354 \ub098\uc740 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"author":3,"featured_media":118,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[20],"tags":[],"class_list":["post-117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/posts\/117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/comments?post=117"}],"version-history":[{"count":1,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/posts\/117\/revisions"}],"predecessor-version":[{"id":1114,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/posts\/117\/revisions\/1114"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/media\/118"}],"wp:attachment":[{"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/media?parent=117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/categories?post=117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/startupjunkie.org\/ko\/wp-json\/wp\/v2\/tags?post=117"}],"curies":[{"name":"\uc6cc\ub4dc\ud504\ub808\uc2a4","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}